Long Island Creditor Harassment Attorney

Are creditors harassing you?

Job loss, divorce, illness and death of a loved one are just some of the reasons people end up going into serious debt. They do not take their financial situation lightly; they are simply in a bad way through no fault of their own. As if their situation wasn't tough enough, they are also dealing with creditors who are repeatedly sending letters, and/or threatening a lawsuit. If this is you, an experienced Long Island bankruptcy lawyer at Blutter & Blutter is available to evaluate your circumstances and discuss whether your rights have been violated. If retained, the firm will work diligently to stop the debt collectors from harassing you and help you free your life from their constant hounding.

In addition to determining if your rights have been violated, with over 50 years of combined experience in bankruptcy, the firm also has extensive skill in many financial areas. At times, it just isn't possible to pay off the creditors. If you have questions about your overall financial health and getting back on track, the attorneys can examine your situation and make sound recommendations to you, including the possibility of filing a Chapter 7 or Chapter 13 bankruptcy petition. It is a great relief for many people to learn that once you have filed a bankruptcy petition, an "automatic stay" is ordered by the court and sent to your creditors forbidding them from communicating with you about the money you owe them. The firm has a reputation for providing a sensitive and informed representation to clients and if given a chance, may be able to help you get your financial situation under control so you can make a fresh start.

Illegal Creditor Practices

If you are facing unfair demands, you may be able to take legal action against the creditor involved. Some illegal practices, prohibited by the Fair Debt Collections Practices Act include:

• Abusive and/or harassing phone calls
• Calls to family, friends, neighbors, your job, directly to your boss
• False threats, legal notices and claims
• Calls to you before 8AM or after 9PM

For your free consultation and to determine if the firm can help, contact a Long Island creditor harassment attorney at Blutter & Blutter, Attorneys at Law.