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Are there freezes on your bank account?

In New York, it is actually possible to have a judgment entered against someone without that person knowing about the lawsuit. The judgment is discovered only when the individual's bank account is "frozen" or "restrained." If this is your situation, you need to get in touch with an experienced Long Island bankruptcy attorney at Blutter & Blutter as soon as possible to help you back track and determine whether you were improperly served, and whether your rights were violated.

When the court freezes a person's bank account in New York, it is for one of two reasons: either you owed a student loan, in which case your account was frozen without the need for a judgment or you were sued and lost and a judgment was entered against you, freezing your account. In the second scenario, you have the right to proper service of the legal papers. If the company that sued you did not correctly serve the papers, it is sometimes referred to as a "sewer service." The firm's attorneys, with their extensive experience in debt relief matters such as bankruptcy and debt settlement, can evaluate the pertinent factors in your case and may be able to get the judgment vacated for you. Steps to be taken include:

  • Locating the court in which you were sued
  • Obtaining a copy of the entire court file
  • Determine who sued you, for what and how/when the legal papers were served

Stopping Bank Freezes

Sometimes, people who have freezes on their bank accounts also have other financial difficulties as well. If you would like the firm to help you look at all of your debt and suggest options available to rid yourself of your financial burden, this information can easily be made a part of your free initial consultation. With over 50 years of combined experience and a former Special Professor of Law at Hofstra University School of Law on the legal team, the firm is well-positioned to use their experience, skill and educational background to help you in any way that they can. They will provide the zealous advocacy that you need!

For assistance, contact a Long Island bankruptcy lawyer at Blutter & Blutter, Attorneys at Law immediately.

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Long Island Bankruptcy

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Hauppauge, NY 11788

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Garden City, NY 11530